Chynge is a fintech startup that provides a liquidity marketplace for cross-border payments that ensures regulatory compliance, the best rates, and fast delivery. They disrupt the remittance industry by allowing customers to enter their information into an app and then visit a remittance office for a one-time face-to-face verification with a teller. Once the account has been verified, customers can send remittance instructions through the app, eliminating the need for subsequent trips to the remittance agency.